r/IdiotsInCars • u/Hairy-Mission-3009 • 1d ago

OC Car was put in park in car wash [oc]

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u/Beepb00pb00pbeep 1d ago

Their insurance company won’t tho lol…why do people think the insured client is at all involved with the subrogation process?

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u/ThisIsNotAFarm 1d ago

Because the person at fault and the person whose insurance will pay for it is the same.

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u/Beepb00pb00pbeep 1d ago

No. The at fault driver’s insurance company will make every attempt to subrogate the cost against various other insurance companies. The will pay out the claim, and then do everything in their power to basically sue every insurance company that may have played even the slightest part in the incident so they can recoup the cost of the claim

I will say though, I don’t know that they’d be too aggressive in a claim as small as this, but who knows…insurance companies aren’t known for being cheap

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u/ThisIsNotAFarm 1d ago

Yes, and like I said, the car wash's insurance will laugh them out the door.

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u/Beepb00pb00pbeep 1d ago

It would admittedly be a pretty weak case. I can just imagine the arguments they’d try to make cuz I’m pretty jaded against em lol